Adolfo Krans Associates, Inc. — General agent for Life, Annuity and Disability insurance in Puerto Rico. We represent Lincoln Financial and AuguStar Financial. The content is informational and educational; it is not an offer of coverage, an investment recommendation or legal/tax advice. All coverage and benefits are subject to the terms, conditions and exclusions of the policy or contract and to the insurer's evaluation and approval. Lincoln Financial is the marketing name for Lincoln National Corporation and its affiliates. AuguStar products issued by AuguStar Life Insurance Company, a member of the Constellation Insurance, Inc. family of companies. Guarantees are based on the claims-paying ability of the issuer; availability varies by jurisdiction. We offer fixed insurance products only; we do not sell variable annuities or other securities. Quotes do not guarantee issuance. © Adolfo Krans Associates, Inc.
