About Adolfo Krans Associates

Family-owned since 1970 — three generations serving Puerto Rico in life, annuities and disability.

Represented carriers

Lincoln Financial·AuguStar Financial

Who we are

Founded in 1970, Adolfo Krans Associates, Inc. is a family-owned Puerto Rico agency with three generations of service. We are a general agent for life, annuity and disability insurance, representing Lincoln Financial and AuguStar Financial, two companies with deep experience in family protection and retirement planning.

We don't see ourselves as policy sellers, but as advisors who help you protect your income, your family and your retirement — in plain language and with long-term support.

How we work

Clear education: we translate jargon into plain language.
Myths vs. reality: what your policy or contract covers and what it doesn't.
Real support: we help you through the claim process and the benefit payout.
Ongoing review: we revisit your coverage when your life or the laws change.

Our promise: to educate without scaring, and to speak like a trusted advisor who understands Puerto Rico.

Our team

[ Team photo — replace with a real image, e.g. <img src="/team.jpg"> ]

[ Photo ]

Kenneth S. Krans Negrón

[ Role / title ]

[ Short bio: experience, licenses, and which inquiries he handles. ]

[ Photo ]

Gian Carlo Krans Jiménez

[ Role / title ]

[ Short bio: experience, licenses, and which inquiries he handles. ]

[ Photo ]

[ Name — 1st or 2nd generation ]

[ Role / title ]

[ Short bio or legacy note. ]

Our story

1970[ 1970 milestone: founded by (founder name) and the original focus. ]
[ Year ][ Milestone: e.g., second generation joins, or an appointment with a carrier. ]
[ Year ][ A verifiable milestone. ]
Today[ Three generations serving families and businesses across Puerto Rico. ]

After your policy is issued

[ Describe the ongoing service you actually provide: periodic coverage reviews, help with beneficiary changes, and support through the claim process. Avoid absolute promises. ]

Licenses & credentials

[ List the agency's and agents' real licenses and credentials — e.g., Licensed Insurance Agents in Puerto Rico (Life, Annuities, Disability). Describe them accurately. ]

A conversation about your protection and retirement, at your pace.

Request a consultation