Annuities

Income and growth for a retirement with peace of mind.

Why it matters

An annuity can offer tax-deferred growth and predictable retirement income. We offer fixed and indexed annuities from Lincoln Financial and AuguStar Financial, and help you understand which fits your stage.

What we can cover

Fixed annuities (MYGA)
Indexed annuities (FIA)
Guaranteed lifetime income (per contract)
Tax-deferred growth
Suitability guidance

Annuities are long-term products with surrender charges and conditions. Suitability is assessed based on your situation; this is not investment or tax advice.

How to think it through

Fixed vs. fixed indexed

A fixed annuity (MYGA) pays a set interest rate for a set term — simple and predictable. A fixed indexed annuity (FIA) ties growth to a market index with a floor that protects against loss, in exchange for a cap on the upside. Neither invests directly in the market.

Before you commit, understand

When and how you can access your money
Surrender periods and charges for early withdrawal
Which values are guaranteed and which are not
How income payments would work in retirement

Questions to bring to a consultation

When do you need the income? How much flexibility do you want? We match the product to your timeline, not the other way around.

A conversation about your protection and retirement, at your pace.

Request a consultation